@font-face{font-family:Figtree;src:url(../assets/Figtree-400.ttf) format("truetype");font-weight:400;font-display:swap}
@font-face{font-family:Figtree;src:url(../assets/Figtree-600.ttf) format("truetype");font-weight:600;font-display:swap}
@font-face{font-family:Figtree;src:url(../assets/Figtree-700.ttf) format("truetype");font-weight:700;font-display:swap}
@font-face{font-family:Playfair;src:url(../assets/PlayfairDisplay-700.ttf) format("truetype");font-weight:700;font-display:swap}
:root{--bg:#0E1730;--card:#16244A;--card2:#1B2C57;--gold:#E2B65A;--ink:#F4F1EA;--muted:#A9B2C6;--line:rgba(226,182,90,.28);--good:#5BC7A0;--bad:#F08A7E}
@media(prefers-color-scheme:light){:root{--bg:#F6F3EC;--card:#FFFFFF;--card2:#F1ECE0;--ink:#14203A;--muted:#5A6580;--line:rgba(184,134,47,.35);--gold:#B8862F;--good:#1E8A64;--bad:#C2493C}}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg);color:var(--ink);font:17px/1.6 Figtree,system-ui,-apple-system,"Segoe UI",Roboto,sans-serif}
a{color:var(--gold)}
.wrap{max-width:760px;margin:0 auto;padding:0 16px}
header.top{border-bottom:1px solid var(--line)}
header.top .wrap{display:flex;align-items:center;justify-content:space-between;gap:12px;padding-top:14px;padding-bottom:14px}
.logo{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink);font-family:Playfair,Georgia,serif;font-size:20px;font-weight:700}
.logo b{font-weight:700}.logo span{color:var(--gold)}.logo svg{width:30px;height:30px;flex:none}
header.top nav a{font-size:14px;text-decoration:none;color:var(--muted);white-space:nowrap}
header.top nav a:hover{color:var(--gold)}
.eyebrow{color:var(--gold);letter-spacing:.14em;font-size:12px;text-transform:uppercase;font-weight:700;margin-top:34px}
h1{font-family:Playfair,Georgia,serif;font-size:clamp(28px,6vw,40px);line-height:1.15;margin:10px 0 12px}
h2{font-family:Playfair,Georgia,serif;font-size:24px;line-height:1.25;margin:40px 0 10px}
h3{font-size:18px;margin:22px 0 6px}
.lead{color:var(--muted);font-size:18px;margin:0 0 24px}
p{margin:0 0 14px}
.card{background:var(--card);border:1px solid var(--line);border-radius:18px;padding:22px}
.calc .grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.calc label{display:flex;flex-direction:column;gap:6px;font-size:14px;color:var(--muted);font-weight:600}
.calc input,.calc select{font:inherit;font-size:17px;color:var(--ink);background:var(--card2);border:1px solid var(--line);border-radius:12px;padding:11px 12px;width:100%;min-width:0}
.calc input:focus,.calc select:focus{outline:2px solid var(--gold);outline-offset:1px}
.chips{display:flex;flex-wrap:wrap;gap:8px;margin:0 0 16px}
.chips button{font:inherit;font-size:14px;color:var(--ink);background:transparent;border:1px solid var(--line);border-radius:999px;padding:6px 12px;cursor:pointer}
.chips button:hover{border-color:var(--gold)}
.res{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:12px;margin-top:20px}
.res div{background:var(--card2);border-radius:14px;padding:14px}
.res span{display:block;font-size:13px;color:var(--muted)}
.res b{display:block;font-size:22px;font-variant-numeric:tabular-nums;margin-top:2px}
.res b.pos{color:var(--good)}.res b.neg{color:var(--bad)}.res b.gold{color:var(--gold)}
.big{font-family:Playfair,Georgia,serif;font-size:clamp(30px,8vw,46px);color:var(--gold);line-height:1.1;margin:18px 0 4px;font-variant-numeric:tabular-nums}
.note{font-size:13px;color:var(--muted);margin-top:14px}
.share{display:flex;flex-wrap:wrap;gap:10px;margin-top:18px}
.btn{display:inline-flex;align-items:center;gap:8px;font:inherit;font-size:15px;font-weight:600;text-decoration:none;border-radius:12px;padding:11px 16px;cursor:pointer;border:1px solid var(--line);background:transparent;color:var(--ink)}
.btn.pri{background:var(--gold);color:#14203A;border-color:var(--gold)}
.btn:hover{border-color:var(--gold)}
.btn svg{width:18px;height:18px;flex:none}
.cta{margin-top:28px;display:grid;gap:12px}
.cta a{display:flex;gap:14px;align-items:center;text-decoration:none;color:var(--ink);background:var(--card);border:1px solid var(--line);border-radius:16px;padding:16px}
.cta a:hover{border-color:var(--gold)}
.cta i{font-style:normal;font-size:24px;width:44px;height:44px;border-radius:12px;background:rgba(226,182,90,.15);display:grid;place-items:center;flex:none}
.cta b{display:block;font-size:17px}.cta span{color:var(--muted);font-size:14px}
table{width:100%;border-collapse:collapse;font-size:15px;margin-top:16px;font-variant-numeric:tabular-nums}
th,td{padding:8px 6px;border-bottom:1px solid var(--line);text-align:right}
th:first-child,td:first-child{text-align:left}
th{color:var(--muted);font-weight:600;font-size:13px}
details{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:14px 16px;margin:0 0 10px}
details summary{cursor:pointer;font-weight:600}
details p{margin:10px 0 0;color:var(--muted)}
.more{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:10px;margin-top:12px}
.more a{display:block;text-decoration:none;color:var(--ink);background:var(--card);border:1px solid var(--line);border-radius:14px;padding:14px}
.more a:hover{border-color:var(--gold)}
.more a small{display:block;color:var(--muted);font-size:13px;margin-top:2px}
footer{margin:48px 0 0;border-top:1px solid var(--line);padding:22px 0 40px;font-size:13px;color:var(--muted)}
footer a{color:var(--muted)}
@media(max-width:560px){.calc .grid{grid-template-columns:1fr}header.top nav a.hide-s{display:none}.card{padding:18px}}